Snowspring Credit, a small-business funding service in Lima, Ohio, takes funding requests by phone and through an online form from Allen County and nearby towns. This page lists ZIP Code Business Patterns counts for Wapakoneta, Delphos and St. Marys, with the limits of ZIP data, and notes on places inside Allen County. Partners decide on approval and terms.
Villages and Townships of Allen County, OH Ringing Lima, OH
Allen County, OH includes villages and townships around the city: Elida to the northwest, Spencerville to the west, Harrod to the east-southeast and the Fort Shawnee area to the south-southwest, along with Bath, American and Shawnee townships next to Lima, OH. ZIP Code 45887, the Spencerville ZIP, had 56 employer establishments in 2023 and ZIP 45850, the Harrod ZIP, had 37 (ZIP Code Business Patterns); each village covers a small share of its ZIP's land, so those are ZIP counts.
County-wide figures are on the Lima, OH business page: 2,239 employer establishments in 2023 and 6,332 businesses without paid employees in 2024.
Wapakoneta, Ohio Businesses: The Local Business Mix
Wapakoneta, OH is in Auglaize County, OH, so Allen County figures do not describe it. ZIP Code 45895, the Wapakoneta ZIP, had 375 employer establishments in 2023 with 5,323 paid employees, and 46.1% of those establishments had fewer than five employees (ZIP Code Business Patterns). Retail trade led with 52 establishments, then other services with 49, accommodation and food services with 42 and construction with 38.
The city covers 3.4% of the ZIP's land (2020 Census ZIP-to-place relationship file), so the ZIP reaches well beyond the city.
Delphos, Ohio Businesses by Sector
Delphos, OH spans Allen County and Van Wert County, so neither county's figures describe it alone. ZIP Code 45833, the Delphos ZIP, had 221 employer establishments in 2023 with 3,944 paid employees; 42.1% had fewer than five employees (ZIP Code Business Patterns). By sector, retail trade had 34 establishments, other services 27, construction 24 and manufacturing 20.
Delphos covers 4.6% of the ZIP's land, so treat these as ZIP counts.
St. Marys, Ohio Businesses: What ZIP 45885 Counts Show
St. Marys, OH is in Auglaize County, OH. ZIP Code 45885, the St. Marys ZIP, had 274 employer establishments in 2023 with 5,438 paid employees; 40.9% had fewer than five employees (ZIP Code Business Patterns). Retail trade led with 50 establishments, followed by health care and social assistance with 40 and other services with 39.
The city covers 6.4% of the ZIP's land, so the counts include businesses outside the city.
Requests From Auglaize County, OH, Van Wert County, OH and Further Out
Requests from outside Allen County, OH are welcome by phone at (419) 588-8360 or through the form. The structures are the same; what changes is the local paperwork, such as a different city's income tax return or a different county's property records. Partners read those records the same way.
The Lima, OH page has the full county breakdown.
By Snowspring Credit · Updated